UPI, or Unified Funds Interface, is a well-liked and handy method of transferring cash on-line utilizing a smartphone. Nonetheless, what should you don’t have entry to the web or your telephone doesn’t assist UPI apps? Is there a strategy to nonetheless use UPI for making funds?
The reply is sure. There’s a function referred to as *99#, which permits customers to make UPI funds offline by dialling a USSD code from their telephone. USSD, or Unstructured Supplementary Service Information, is a communication protocol that works on any GSM telephone and doesn’t require web or app set up.
To make use of this function, customers must have a UPI ID and a UPI PIN, which could be created by registering their checking account and cellular quantity on any UPI app. Customers additionally want to make sure that their cellular quantity is linked to their checking account and that they’ve adequate stability of their account.
This function could be helpful in conditions the place there isn’t any or poor web connectivity, or when customers need to keep away from sharing their UPI ID with strangers. Nonetheless, there are some limitations to this function as nicely. Customers can solely make funds of as much as Rs 500 per transaction and as much as Rs 1000 per day utilizing *99#. Customers additionally want to recollect their UPI ID and UPI PIN, as they can’t use biometric authentication or QR code scanning for this function.
The *99# function is appropriate with all GSM telephones and GSM service suppliers and is on the market in a number of languages. Customers also can verify their account stability, transaction historical past, and profile particulars utilizing this function.
Should you discover this function fascinating and need to make UPI transactions with out utilizing web, here’s a step-by-step information on tips on how to make UPI funds of as much as Rs 500 with out web.
A step-by-step information on tips on how to make UPI funds of as much as Rs 500 with out web:
Step 1: Open the telephone dialer and dial *99# adopted by 1 to ship cash.
Step 2: Select an choice and enter your UPI ID/checking account quantity/telephone variety of the recipient.
Step 3: Enter the quantity and enter your UPI PIN.
Step 4: The transaction can be accomplished and you’ll obtain a affirmation message.
It’s value noting that utilizing the *99# service will value you as much as Rs 0.50 for every transaction.
In the meantime, Reserve Financial institution of India (RBI) on Monday introduced three main adjustments coming to UPI. This contains the upraise of UPI lite restrict for a single transaction, offline UPI transactions by way of NFC, and conversational transactions.
