Paytm permits customers to verify their CIBIL rating at no cost. CIBIL rating is a three-digit quantity that displays the credit score historical past and compensation behaviour of a person. It ranges from 300 to 900, with larger scores indicating higher creditworthiness. A superb CIBIL rating may help customers get quicker mortgage approvals, decrease rates of interest, and higher bank card presents.
The CIBIL rating and report on Paytm are supplied by TransUnion CIBIL, one of many main credit score bureaus in India. The report accommodates info corresponding to your private particulars, credit score abstract, account particulars, enquiry particulars, and credit score rating evaluation. You should use this report to grasp your credit score well being and enhance it if wanted.
Paytm additionally presents customized mortgage and bank card presents primarily based in your CIBIL rating. You possibly can examine and apply for numerous merchandise from totally different lenders on the app. It’s also possible to entry different monetary providers corresponding to financial savings accounts, mutual funds, insurance coverage, and postpaid on Paytm.
Paytm claims that checking your CIBIL rating on its app doesn’t affect your rating in any manner. It additionally assures that your private info is 100% secured and never shared with any third get together. You possibly can verify your CIBIL rating on Paytm yearly at no cost.
Paytm is likely one of the first cost apps in India to supply free CIBIL scores and studies to its customers. This characteristic may help customers to watch their credit score well being and make knowledgeable monetary choices.
In the event you discover this characteristic of Paytm attention-grabbing and need to verify your credit score rating at no cost. Here’s a step-by-step information on verify your CIBIL rating on Paytm
A step-by-step information on verify CIBIL rating on Paytm:
Step 1: Obtain the Paytm app from the Google Play Retailer or the Apple App Retailer.
Step 2: Log in to the app utilizing your registered cellular quantity and password.
Step 3: Scroll down and choose the Free Credit score Rating possibility below the Loans and Credit score Playing cards part.
Step 4: Enter your PAN quantity, date of delivery, gender, and e mail tackle.
Step 5: Comply with the phrases and circumstances and faucet on Get Free Credit score Report.
Step 6: You’ll obtain an OTP in your registered cellular quantity. Enter the OTP and confirm your id.
You will note your CIBIL rating and report on the display. It’s also possible to obtain it as a PDF file or share it by way of e mail or WhatsApp.
